Detached
Pending
Listed for:
CAD 739,000
Listed 4 days ago
Area
0 m²
Bedrooms
5
Bathrooms
2
Views
1
Description
This classic expansive Victorian home has been modernized with quality upgrades, and has 5 large bedrooms & 2 Full baths in this thriving community. The 18ft pool was newly installed including the pump, liner, etc. The large detached garage can fit 2 vehicles (with storage above), or use as a workshop. This cozy carpet free home is meticulously upgraded for modern living with traditional style featuring new flooring on the main level. Unique to this home is its' previous duplex designation with separate entrance that can be reasonably converted. Upgrades include NEW upper level laundry(2022), high efficiency furnace(2023), fresh paint(2025), gas fireplace(2025), OWNED water heater(2024), owned water softener, and NEW WATER LINE from the city to the house. Close to top-rated schools, great parks, trails, and steps to all kinds of restaurants and shopping. Additional upgrades include, concrete walkway, Fridge with waterline(2022), stove(2022), microwave(2021), and upgraded insulation in the attic. The home is filled with natural light where all the windows in the home have been replaced to newer vinyl large windows except the side sunroom. Tall ceilings along with the Victorian charm creates a true feeling of character and quality. The functional layout on the main floor includes a cozy living room, 2 bedrooms/offices/dining room and still has space for a full bathroom and large kitchen with dining area. The upper level has 3-4 bedrooms, laundry, full bathroom with shower and tub, as well as a separate entrance. The large primary bedroom has a MASSIVE walk-in closet with large window. Upgraded electrical and plumbing through out the home. The lower level is DRY for ample storage. This home is perfect for first-time buyers, growing families, investors looking for a large duplex conversion on a massive lot, or anyone looking for a move-in ready home close to everything. Enjoy as-is, or the potential is endless for the handy person with a vision. This is a must see home!
Features & Amenities
Pool: Above Ground
Roof: Shingles
Sewer: Sewer
County: Waterloo
Facing: West
Cooling: Central Air
Laundry
Tax Year: 2025
Property Details
Tax Assessment$4,804.69/yr
Location
18 Kay Street, Cambridge, ON N1S 2T6
Walk Score
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Overall
Walk Score Map
School Ratings
Nearby Schools
School information will appear here when location data is available.
Property Sale History
Apr 16, 2026
Listed for Sale
CAD 739,000
Mortgage Calculator
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Estimated Monthly Payment
CAD 3,630
Total Interest Over 25 Years
CAD 497,946
Principal & Interest
CAD 3,630
Property Tax
CAD 400
Home Insurance (est.)
CAD 185
Total Monthly
CAD 4,216
Land Transfer Tax (one-time)
CAD 11,255
Principal vs Interest Breakdown
Cash Flow Analysis
Property Tax
CAD 4,805/year
Assessed Total
CAD 739,000
Rental Income (est.)
+CAD 2,956/mo
Down Payment (20%)
-CAD 147,800
Monthly Payment
-CAD 3,630/mo
Net Monthly Cash Flow
CAD -674/mo
Comparable Sales
Comparable Sales
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Comparable Market Analysis
Comparable Market Analysis
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