Detached
Pending
Listed for:
CAD 499,000
Listed 4 days ago
Area
0 m²
Bedrooms
3
Bathrooms
2
Views
1
Description
You've been waiting for something that actually makes sense, this is it! This 3-bedroom, 2 storey semi in Cambridge, checks the boxes and adds a few extras you didn't think you could get at this price point. Parking for 5 - CHECK, Oversized detached garage with a hoist? BIG CHECK! (car lovers, you're going to want to see this). Inside, it's clean, functional, and move-in ready with room to grow. But the real win? The separate side entrance, leading to the finished basement, giving you the option to create an in-law suite or income potential down the road. Steps to schools and set in a family-friendly pocket, this is the kind of home first time buyers can actually build a future in... or investors can turn into a smart, flexible asset.
Features & Amenities
Pool: None
Roof: Asphalt Shingle
Sewer: Sewer
County: Waterloo
Facing: North
Cooling: Central Air
Laundry
Tax Year: 2026
Property Details
Tax Assessment$3,129.00/yr
Location
4 Gail Street, Cambridge, ON N1R 4M2
Walk Score
Walk Score
Transit Score
Bike Score
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Overall
Walk Score Map
School Ratings
Nearby Schools
School information will appear here when location data is available.
Property Sale History
Apr 15, 2026
Listed for Sale
CAD 499,000
Mortgage Calculator
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Estimated Monthly Payment
CAD 2,451
Total Interest Over 25 Years
CAD 336,231
Principal & Interest
CAD 2,451
Property Tax
CAD 261
Home Insurance (est.)
CAD 125
Total Monthly
CAD 2,837
Land Transfer Tax (one-time)
CAD 6,455
Principal vs Interest Breakdown
Cash Flow Analysis
Property Tax
CAD 3,129/year
Assessed Total
CAD 499,000
Rental Income (est.)
+CAD 1,996/mo
Down Payment (20%)
-CAD 99,800
Monthly Payment
-CAD 2,451/mo
Net Monthly Cash Flow
CAD -455/mo
Comparable Sales
Comparable Sales
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Comparable Market Analysis
Comparable Market Analysis
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